Instant payments and smart banking for gig workers.

Workers need faster access to their earnings. indi's® financial technology platform lets your business pay workers instantly.1 With indi your workers can easily apply for an account, get a debit card, save for taxes, and reduce their financial stress.2

Payments for today. Financial tools for the future.

Get in touch

Reduce financial stress.

Boost productivity.

indi is designed to reduce the financial stress independent workers face with traditional banking solutions. Learn more about indi for workers.
Get paid faster with indi


of gig workers would work more often if they were paid faster.3

Reduce financial stress with indi


of workers are financially stressed4 and financial stress costs American businesses $500 billion a year in lost productivity.5

Save for expenses with indi


of full-time gig workers said they would have a hard time coming up with $400 to cover an emergency bill.6

Payments made
the indi way.

  • Simple and flexible payments to your workers.
    Pay workers directly to their indi account through our API.
  • Reduce costs and boost revenue.
    Attract and retain workers by offering instant payments, and reduce payment processing costs by paying directly through indi.
  • Banking designed for your workers.
    indi's mobile banking app and debit card are designed for the unique banking needs of your 1099 workforce.7
  • Partner with confidence.
    indi is supported by PNC Bank, one of the largest financial institutions in the U.S.
Learn more

Partner with confidence.



All indi accounts and services are FDIC-insured up to the maximum amount permitted by law.

PNC Logo

Supported by PNC Bank

With an indi account you can access your money fee-free at nearly 18,000 ATMs as listed on the PNC ATM locator.8


Get in touch.

We partner with gig economy marketplaces and companies that employ, engage, or serve independent workers. Contact our team by entering your info below.

This is intended for potential business partners.
For questions about an indi account, visit the Help Center.


  1. Payments made via indi's instant payment platform to an indi debit card are received immediately upon transfer. Payments to non-indi accounts may take up to 30 minutes and may be subject to third-party fees.
  2. indi is a prepaid account. Your funds will be held at PNC Bank, National Association and are eligible for FDIC insurance, subject to FDIC insurance coverage limits.
  3. Source:, Pay Advances Playbook, Study Aug 2019
  4. Source: The Employers Guide to Financial Wellness 2019 by Salary Finance
  5. Source: Report on the Economic Well-Being of U.S. Households in 2018, Board of Governors of the Federal Reserve System
  6. Source:, Pay Advances Playbook, Study Aug 2019
  7. A supported mobile device is needed to use this mobile app. Standard message and data rates may apply.
  8. Visit this locator to find a PNC or PNC Partner ATM near you where indi customers can access money fee-free.
Read a summary of privacy rights for California residents that outlines the types of information we collect as well as how and why we use this information.
indi uses reCAPTCHA on this website to improve the security of our contact form. By submitting your email address on this form, you are using reCAPTCHA, which is subject to the Google Privacy Policy and Terms of Use.
Visa is a trademark owned by Visa International Service Association and used under license.