Get paid to pay your workers.

Payments don't need to be a cost center, payments can be a revenue stream. With indi®, your business can pay 1099 workers instantly, get paid to do those payments, and provide unique financial wellness tools to engage, empower, and retain your workforce.1

Paying workers is expensive; it doesn't have to be.

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Reduce financial stress.

Boost productivity.

Workers need faster access to their earnings and choose where to work based on how quickly they can get paid. Offer workers instant payments for today and financial wellness tools for the future with indi’s banking solutions.2Learn more about indi for workers.
Get paid faster with indi


of gig workers would work more often if they were paid faster.3

Reduce financial stress with indi


of workers are financially stressed4 and financial stress costs American businesses $500 billion a year in lost productivity.5

Save for expenses with indi


of full-time gig workers said they would have a hard time coming up with $400 to cover an emergency bill.6

Pay your workers smarter.

  • Fee-free payments to your workers.
    Pay workers directly to their indi account through our API, at no cost to you or your workers.
  • Reduce costs and boost revenue.
    Reduce payment processing costs by paying directly through indi, and earn referral revenue by sharing indi with your workforce.
  • Banking designed for your workers.
    indi's mobile banking app and debit card are designed for the unique banking needs of your 1099 workforce.7
  • Partner with confidence.
    indi is supported by PNC Bank, one of the largest financial institutions in the U.S.
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Why workers love indi.

It's amazing –– I like all of the features of this app. I most definitely would recommend it for anyone who is self-employed.
- Kienda M.
Google Play Review

Partner with confidence.



All indi accounts and services are FDIC-insured up to the maximum amount permitted by law.

PNC Logo

Supported by PNC Bank

With an indi account you can access your money fee-free at nearly 18,000 ATMs as listed on the PNC ATM locator.8


Get a demo.

Reduce your payment costs and boost your revenue. Learn how indi can work for your business and your 1099 workforce today.

This is intended for potential business partners.
For questions about an indi account, visit the Help Center.


  1. Payments made via indi's instant payment platform to an indi debit card are received immediately upon transfer. Payments to non-indi accounts may take up to 30 minutes and may be subject to third-party fees.
  2. indi is a prepaid account. Your funds will be held at PNC Bank, National Association and are eligible for FDIC insurance, subject to FDIC insurance coverage limits.
  3. Source:, Pay Advances Playbook, Study Aug 2019
  4. Source: The Employers Guide to Financial Wellness 2019 by Salary Finance
  5. Source: Report on the Economic Well-Being of U.S. Households in 2018, Board of Governors of the Federal Reserve System
  6. Source:, Pay Advances Playbook, Study Aug 2019
  7. A supported mobile device is needed to use this mobile app. Standard message and data rates may apply.
  8. Visit this locator to find a PNC or PNC Partner ATM near you where indi customers can access money fee-free.
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