Smart banking for independent workers.
Whether you're a freelancer, an independent contractor, or working a side gig, indi is designed for you. Apply for your account1 in minutes, and use indi to bank on the go, save for taxes, and track expenses—all in one app.2
Apply in minutes!
- Be better prepared come tax time.Income taxes are not automatically withheld for most 1099 workers. indi is here to help you be better prepared come tax time.
- Keep everything in one account.indi is a single FDIC-insured account that lets you visualize your balance as two categories: Okay to Spend and Tax Savings.3
- Access all your money, anytime.The money reflected in Tax Savings is available anytime. If you dip in, indi will alert you and increase the percent that you designate moving forward.
How it works.
- Get a personalized Tax Savings Goal.Tell us about your income, and we’ll calculate an estimated amount you should save to cover your federal and state taxes.3
- Save as you get paid.Set up direct deposit to start funding your indi account. As you get paid, indi can designate a percent of each deposit to Tax Savings.
- Stay organized on the go.Make purchases with your indi Visa card4 and categorize deductible expenses in real time. Capture receipts right in the app.
INDI VISA® CARD
Use your indi prepaid debit card for purchases—work or personal. Categorize as soon as you swipe.
AUTOSAVE FOR TAXES
Set up indi to designate a percent of each deposit to help you reach your Tax Savings Goal.
Capture and upload receipts directly to indi. No more storing in shoe boxes.
NO MONTHLY FEES
Enjoy no signup fee, no monthly service fee, no minimum balance requirement, and no overdraft fees.
Rely on indi for tax payment reminders, intelligent tips, and real-time notifications.
Receive funds from an external bank account or via PayPal, Venmo, Google Pay, Apple Pay, etc.5
Bank with confidence.
All indi accounts and services are FDIC-insured up to the maximum amount permitted by law.
Supported by PNC Bank
With an indi account you can access your money fee-free at nearly 18,000 ATMs as listed on the PNC ATM locator.6
Frequently asked questions:
Is indi for me?
How much does indi cost?
Why should I save for taxes?
What happens if I spend my Tax Savings?
Is my Tax Savings Goal the amount that I will owe for taxes?
What type of account is indi?
How do I get started?
Download indi to apply now.
Email me a link