Smart banking for independent workers.

Whether you're a freelancer, an independent contractor, or working a side gig, indi is designed for you. Lighten your load with one account.1 Use indi to bank on the go, save for taxes, and track expenses—all in one app.2

Apply in minutes!

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Taxes, simplified.

Income taxes are not automatically withheld for most 1099 workers. indi is here to help you be better prepared come tax time.
  • Everything in one account.
    indi is a single FDIC-insured account that lets you visualize your balance as two categories: Okay to Spend and Tax Savings.3
  • Save for taxes, automatically.
    Set up direct deposit to start funding your indi account. As you get paid, indi can designate a percent of each deposit to Tax Savings.
  • Access all your money, anytime.
    The money reflected in Tax Savings is available anytime. If you dip in, indi will alert you and increase the percent that you designate moving forward.

Get a personalized
Tax Savings Goal.

Tell us about your income, and we’ll calculate the estimated amount you should save to cover your federal and state taxes.3
Learn more

Ditch your shoe boxes and spreadsheets.

Make purchases with your indi Visa® card4 and categorize deductible expenses in real time. Capture receipts right in the app.

Features

INDI VISA<sup>&reg;</sup> CARD

INDI VISA® CARD

Use your indi prepaid debit card for purchases—work or personal. Categorize as soon as you swipe.

AUTOSAVE FOR TAXES

AUTOSAVE FOR TAXES

Set up indi to designate a percent of each deposit to help you reach your Tax Savings Goal.

RECEIPT CAPTURE

RECEIPT CAPTURE

Capture and upload receipts directly to indi. No more storing in shoe boxes.

NO MONTHLY FEES

NO MONTHLY FEES

Enjoy no signup fee, no monthly service fee, no minimum balance requirement, and no overdraft fees.

SMART TIPS

SMART TIPS

Rely on indi for tax payment reminders, intelligent tips, and real-time notifications.

FEE-FREE TRANSFERS

FEE-FREE TRANSFERS

Receive funds from an external bank account or via PayPal, Venmo, Google Pay, Apple Pay, etc.5

Bank with confidence.

FDIC
FDIC-insured

All indi accounts are FDIC-insured up to the maximum amount permitted by law.

FDIC
Supported by PNC Bank

Withdraw cash fee-free at over 18,000 ATMs in the PNC network. Deposit cash at retailers nationwide.6

FAQ

Frequently asked questions:

Is indi for me?

We created indi for independent workers. If you’re self-employed, an independent contractor, a freelancer, a gig worker, or similar, and you're age 18+, then indi can help simplify your finances so you can focus on your career.

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Download indi to get started.

Be your own boss.

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