The holidays are expensive, but indi is giving cardholders a way to save some extra money. Now indi users can earn unlimited 2% cash back on purchases with the indi debit card at gas stations across the United States. (Cue Oprah voice) You get cheaper gas! You get cheaper gas! You get cheaper gas!1
Powered by indi Rewards, this cash back offer includes any purchases made at a gas station. That includes gasoline, electric vehicle charges, and even snacks inside the store. And the best part? There’s nothing to activate to get this offer: Just use your indi card at gas stations and we’ll take care of the rest. No clicking, no hoops to jump through, no complicated apps. Just swipe, save, repeat.
Not familiar with indi Rewards? Here’s what you need to know. indi Rewards is a way to get cash back on purchases you make at stores, gas stations, and restaurants where you already shop and dine. There is no limit to how many offers you can claim nor is there a cap at how much cash back you can earn. Simply apply for an indi debit card, open the indi mobile banking app, and view all the offers available in your area. Follow the instructions and you’ll be on your way to saving when you use your indi debit card.2
Think that’s all we have to offer? Think again. indi accounts also come with Early Pay (get paid up to 2 days sooner), digital debit card (get a temporary digital debit card as soon as you’re approved), Tax Savings Goal with Autosave (automatically save for taxes with each paycheck), expense and income categorization, receipt capture, and Schedule C report generator.3
If you’ve been considering signing up for an indi account, there is no better time than now. The application process takes just a few minutes and we don’t check your credit score. Once approved you’ll have instant access to a digital debit card and you can start earning cash back with indi Rewards right away. So, what are you waiting for? Apply today.
Frequently asked questions:
How do I activate indi Rewards for fuel?
There is nothing to activate to earn cash back on fuel with indi Rewards. All you have to do is use your indi debit card to make purchases at gas stations. We’ll take care of the rest.
What gas station purchases are included with indi Rewards?
You will earn 2% cash back on any purchase you make at a gas station. That includes all grades of gasoline and diesel, electric vehicle charges, and purchases made inside of the gas station store.
How do I get the cash back after I make a gas station purchase?
You will see it automatically post as a deposit in your indi account once the offer terms have been successfully met. Most are fulfilled in 30 days, and there’s nothing more you need to do. Please review the terms and conditions for additional information.
1. Rewards for this promotion (“2% Gas Station Rewards”) are earned when an eligible indi cardholder makes a qualifying purchase using their indi card at a gas station or an electric vehicle charging station (“Qualifying Gas Station Purchase”). You will earn 2% cash back, in the form of a rebate of a percentage of the amount of each purchase, for Qualifying Gas Station Purchases at merchants with merchant category codes for gas stations (in-store and at the pump) and electric vehicle charging station. Purchases of gas, fuel, or electric vehicle charging made at merchants with merchant category codes in other categories will not be considered a Qualifying Gas Station Purchase and will not result in a 2% credit for your purchase. Merchants are assigned merchant category codes based on their typical products and services; indi does not assign merchant category codes to merchants. Qualifying Gas Station Purchases include purchase of goods or services minus merchant credits and plus or minus appropriate purchase adjustments posted to your indi account. Qualifying Gas Station Purchases do not include, and you will not earn cash back for, cash-like or cash-back transactions (such as purchasing gift cards, money orders, or traveler’s checks, or making loan payments or ATM disbursements). A credit will appear in your account within 30 days of the Qualifying Gas Station purchase. We may deduct amounts from your indi account in order to make adjustments for returns and cancellations with respect to Qualifying Gas Station Purchases. We reserve the right to modify, remove, or otherwise restrict the 2% Gas Station Rewards promotion at any time, but no such change will affect any 2% Gas Station Rewards earned prior to such change. The indi Rewards Terms and Conditions also apply to the 2% Gas Station Rewards promotion. If there is a conflict between the terms herein and the indi Rewards Terms and Conditions, the terms herein will govern in matters related to 2% Gas Station Rewards, and the indi Rewards Terms and Conditions will govern in all other matters related to the indi Rewards program.
2. indi Rewards offers are available from participating merchants. Offers are provided only for a limited time and require a qualifying purchase, and offers extended vary for each customer. Please see the indi Rewards terms and conditions for more details.
3. Early Pay is made available to you based on the instructions received from the payor of the direct deposit you are receiving. We may limit availability of Early Pay, in our discretion, pursuant to deposit limits on your account and/or fraud and risk criteria. Direct deposits not eligible for Early Pay will be made available pursuant to our standard funds availability schedule. If funds from a direct deposit you receive via Early Pay are rejected, returned, or otherwise uncollectable by us, you are responsible for any such funds to the extent they are withdrawn by you. We may cancel your access to the Early Pay feature or may end the Early Pay feature entirely at any time, at our sole discretion. A Temporary Digital indi Card number is provided on the indi mobile application prior to the activation of your physical card. Please note that this temporary card number cannot be used at physical points of sale and will become inactive once your physical card is activated. indi’s Tax Savings Goal feature is not a substitute for individual tax planning or for legal, financial, or tax advice. This feature is intended only as a tool to provide a basic sense of your potential tax savings needs. Because indi will not know everything about your finances or your personal situation, your Tax Savings Goal may be more or less than your actual tax liability. The Tax Savings Goal does not account for local taxes. Using funds designated as Tax Savings for other spending may leave too little money to pay your taxes.