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Earn cash back with indi Rewards

Today we’re excited to announce our newest feature, indi Rewards.1 With just a few clicks inside the indi mobile banking app, users can view and activate cash-back offers for thousands of locations, including local and national restaurants and stores. Our users have long requested this feature, and we’re proud to offer it and give them a way to maximize their savings on purchases they make every day. 

What is indi Rewards? 

indi Rewards is a way to get cash back on purchases you make at stores and restaurants where you already shop and dine. There is no limit to how many offers you can claim nor is there a cap at how much cash back you can earn. Simply apply for an indi debit card, open the indi mobile banking app, and view all the offers available in your area. Follow the instructions and you’ll be on your way to saving when you use your indi debit card. 

How does the cash back work? 

Once you activate an offer and make a purchase, the cash back will be credited to your indi account, typically within 120 days. You’ll be able to see which merchant sent the credit, so you can keep track of all the cash back you earn. 

From the very beginning, we’ve been solely focused on making banking more accessible for gig workers, freelancers, and independent workers. Each new feature is built with this mission in mind, including Early Pay, digital debit card, Tax Savings Goal with Autosave, expense and income categorization, receipt capture, and Schedule C generator.2 Now that we’ve added a cash-back offers program that rivals those typically seen in credit card products, indi is truly a first-in-class banking solution that is exceptionally aligned with the needs of independent workers.  

When we set out to build indi Rewards, we knew it needed to be a seamless experience that didn’t have a complicated sign-up process and or ask our users to leave the app. The feature we present today requires no sign-up beyond having an indi account, and users can navigate to, view, and activate rewards all with just a few clicks inside the indi mobile banking app. 

If you’ve been considering signing up for an indi account, there is no better time than now. The application process takes just a few minutes and we don’t check your credit score. Once approved you’ll have instant access to a digital debit card and you can start earning cash back with indi Rewards right away. So, what are you waiting for? Apply today.  

1. indi Rewards offers are available from participating merchants. Offers are provided only for a limited time and require a qualifying purchase, and offers extended vary for each customer. Please see the indi Rewards terms and conditions for more details. 
2. Early Pay is made available to you based on the instructions received from the payor of the direct deposit you are receiving. We may limit availability of Early Pay, in our discretion, pursuant to deposit limits on your account and/or fraud and risk criteria. Direct deposits not eligible for Early Pay will be made available pursuant to our standard funds availability schedule. If funds from a direct deposit you receive via Early Pay are rejected, returned, or otherwise uncollectable by us, you are responsible for any such funds to the extent they are withdrawn by you. We may cancel your access to the Early Pay feature or may end the Early Pay feature entirely at any time, at our sole discretion. A Temporary Digital indi Card number is provided on the indi mobile application prior to the activation of your physical card. Please note that this temporary card number cannot be used at physical points of sale and will become inactive once your physical card is activated. indi’s Tax Savings Goal feature is not a substitute for individual tax planning or for legal, financial, or tax advice. This feature is intended only as a tool to provide a basic sense of your potential tax savings needs. Because indi will not know everything about your finances or your personal situation, your Tax Savings Goal may be more or less than your actual tax liability. The Tax Savings Goal does not account for local taxes. Using funds designated as Tax Savings for other spending may leave too little money to pay your taxes.